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Business Insurance  is a broad name for different coverage available to the business owner to protect against losses and to insure the continuing operation of the business. We list a few examples below.

General Liability Insurance  is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy.

Work Comp Insurance  is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

Inland Marine Insurance  is an insurance instrument which is designed to protect property while in transit, along with high-value mobile items like catering equipment and tools. Inland marine insurance is a very useful type of insurance recommended to business owners who need to travel for work or people who work with high-value items.

Garage Insurance  is for car dealerships, repair shops, service stations and other companies that work with automobiles and have special insurance needs that aren't adequately addressed by typical general liability policies. For that reason, the insurance industry has developed a type of coverage called "Garage Liability Insurance." When paired with a related product, "Garage Keepers Coverage," these policies offer auto businesses full protection.

Commercial Auto Insurance  If you require specific commercial auto insurance coverages, high Liability insurance limits, operate an unusual vehicle, haul special equipment, transport goods or people, or have other special needs, then you'll need commercial auto insurance.